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ESIC Calculator

Calculate Employee State Insurance (ESI) contributions for employee and employer.

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ESIC Eligibility: Applicable for employees with gross monthly salary up to ₹21,000.
₹
Includes Basic, HRA, DA, and all other allowances
ESIC Benefits
Medical Benefits

Free medical treatment at ESIC hospitals and dispensaries for employee and family.

Sickness Benefit

70% of daily wages for up to 91 days per year during certified sickness.

Maternity Benefit

100% of daily wages for up to 26 weeks for maternity leave.

Disability Benefit

90% of wages for temporary/permanent disability due to employment injury.

Dependants' Benefit

60% of wages to dependants in case of death due to employment injury.

Funeral Expenses

Up to ₹15,000 for funeral expenses of deceased insured person.

ESIC Contribution Rates
Contributor Rate Remarks
Employee 0.75% Deducted from salary
Employer 3.25% Added to CTC, not deducted from salary
Total 4% Of gross wages
Note: ESIC contribution is calculated on gross wages (Basic + DA + HRA + all allowances). Overtime wages are also included.
FAQs

Any employee with gross monthly wages of ₹21,000 or less is eligible for ESIC coverage. This applies to establishments with 10 or more employees (20 in some states).

The current wage ceiling for ESIC coverage is ₹21,000 per month. If an employee's wage exceeds this limit, they are no longer covered under ESIC.

Yes, the employee's family (spouse, dependent children, and dependent parents) can avail medical benefits under ESIC. Dependent children are covered up to age 25.