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HRA Calculator

Calculate your House Rent Allowance (HRA) tax exemption under Section 10(13A) of Income Tax Act.

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Metro cities get 50% exemption, non-metro gets 40%
HRA Exemption Rules (Section 10(13A))

HRA exemption is calculated as the minimum of the following three:

  1. Actual HRA received from employer
  2. Rent paid minus 10% of basic salary (Rent - 10% of Basic)
  3. 50% of basic salary (if living in metro) OR 40% of basic salary (if living in non-metro)
Note: To claim HRA exemption, you must actually pay rent and submit rent receipts to your employer.
FAQs

You need rent receipts from your landlord and a rent agreement. For rent above ₹1 lakh/year, landlord's PAN is mandatory.

Yes, if you own a house in a different city and live in rented accommodation in another city for employment, you can claim HRA.

Delhi, Mumbai, Chennai, Kolkata, Bangalore, and Hyderabad are generally considered metro cities for HRA calculation (50% of basic).