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Salary Calculator

Calculate your take-home salary with all earnings and deductions. Indian salary structure with HRA, PF, ESI, and more.

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Deductions (Monthly)
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Indian Salary Structure Guide
Component Description Typical Rate
Basic Salary Fixed base salary, usually 40-50% of CTC 40-50% of CTC
HRA House Rent Allowance for accommodation 40-50% of Basic
DA Dearness Allowance (inflation adjustment) Varies by sector
PF Provident Fund (employee contribution) 12% of Basic
ESI Employee State Insurance (health coverage) 0.75% of Gross (if ≤ ₹21,000)
Professional Tax State-level tax on employment Max ₹200/month
Frequently Asked Questions

CTC (Cost to Company) includes all components like PF employer contribution, gratuity, bonuses, etc.
Take-Home Salary is what you actually receive after all deductions (PF, TDS, PT, etc.).

Employee PF contribution is 12% of Basic Salary. Employer also contributes 12% (included in CTC but not deducted from salary). For salaries above ₹15,000, PF can be calculated on actual basic or capped at ₹15,000.

ESI is applicable when gross monthly salary is ₹21,000 or less. Employee contributes 0.75% and employer contributes 3.25% of gross salary.

Professional Tax is a state-level tax on employment income. It varies by state, with a maximum of ₹200 per month. It's deductible from taxable income under Section 16(iii).